The growth process income with per capital income of a developing country and by the way structual development of the national economy can be described as “economic expansion”. The aim of the economic expansion is to raise the general level of living of a society. Numerous regulations shaping the market are needed as a result of the emerged economic expansions in a country. From 1980s, when market economy is adopted in principle, considerable expansions occured in Turkish economy. The phenomenon called globalization, especially have gathered of speed from 2000s, and the expansions occured in the economic area brought forth foreigners to come to Turkey as not only direct investors both also portfolio investors and also caused Turkish companies become global. In the study, briefly, the macro economic expansions from 1990s to present day will be presented with numerical dimensions and the association between the establishments which make regulations in accounting area will be explicated.

Arastirma, Z-skor yönteminin finans sistemine uygulamasinin teorik ve pratik açidan tartismayi amaçlamaktadir. Açiktir ki, bankadan borç almis herhangi bir isletmenin finansal durumu ne kadar iyi olursa, bir o kadar da kredi riskleri azalmis olur. Bu açidan borç almak isteyen herhangi bir isletmenin durumunun tahmini, günümüzde bankalar için çok önemli bir meseleye dönüsmüstür. Bu bakimdan iktisat literatüründe farkli yaklasimlar mevcuttur. Makalede bu yaklasimlardan en genis kullanilan Altman metodolojisi ve ilgili görüsler açiklanmaktadir.

It is important to large banking. Managing risks so banking is based on the principles. Benches when working to maximize profits the risks they encounter must also be careful not to exit controls. The definition of the risks confronted in this sector must be measured and managed effectively. The article emphasizes that particular case they choose and apply appropriate risk management techniques by banks in the Turkish banking system. Therefore the financial risk against the risk of article against the bank : credit risk, market risk, liquidity risk and risk management processes assigned place.

Arastirma, Z-skor yönteminin finans sistemine uygulamasinin teorik ve pratik açidan tartismayi amaçlamaktadir. Açiktir ki, bankadan borç almis herhangi bir isletmenin finansal durumu ne kadar iyi olursa, bir o kadar da kredi riskleri azalmis olur. Bu açidan borç almak isteyen herhangi bir isletmenin durumunun tahmini, günümüzde bankalar için çok önemli bir meseleye dönüsmüstür. Bu bakimdan iktisat literatüründe farkli yaklasimlar mevcuttur. Makalede bu yaklasimlardan en genis kullanilan Altman metodolojisi ve ilgili görüsler açiklanmaktadir.